Page 49 - ESPC Magazine - June 2021

It’s also worth noting that if you sell before In terms of the mortgage process, ESPC
you buy and choose to rent for a period of Mortgages work hard to get the fastest
time most lenders will have a grace period of turnaround times for our clients as possible,
at least three months. So, if you go back to to ensure this part of the process goes as
the same lender within this timeframe then smoothly as possible.
they will refund the early repayment charge
you incurred when you sold. HOW CAN I WORK OUT THE MOST
SUITABLE MORTGAGE OPTIONS WHEN
It’s advisable to seek advice from your MOVING HOUSE?
solicitor and mortgage adviser on whether Seeking independent mortgage advice will
buying before selling or selling before buying help you work out the right mortgage option
is the right option for you. when you are moving home. An independent
mortgage adviser can look at the whole-of-
HOW LONG DOES SELLING A HOME AND the-market to provide you with unbiased
THE MORTGAGE PROCESS NORMALLY advice as to which lender and deal will work
TAKE? best for you.
How long it takes to sell a home will depend
on many factors, including your property type ESPC Mortgages is a team of independent
and local market conditions. Your solicitor will mortgage advisers based in Edinburgh, with
also need to co-ordinate dates of entry that a wealth of experience. Get in touch today on
work for the different parties involved. fsenquiries@espc.com or 0131 253 2920.

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