Page 27 - ESPC_Oct24

EXPERT ADVICE EXPERT ADVICE

Will going eco add value? Give Lisa a bell

Tzana Webster, Head of Estate Agency at Ralph Sayer, discusses whether Looking for independent mortgage advice? ESPC Mortgages are
making eco-friendly home improvements will add value to your property.
delighted to announce the appointment of a brand-new adviser.

ith emphasis on tackling Double or Triple Glazing
climate change growing, many Upgrading to double or triple glazing f you’re looking for specialist independent Lisa, Paul and David are available to book
Whomeowners may be wondering if is a great way to improve energy mortgage advice ahead of taking your appointments with for mortgage advice
making eco-friendly alterations will increase efficiency and will add more value than a Inext step on the property ladder, then tailor-made to your specific circumstances.
As independent mortgage advisers, they have
ESPC Mortgages are always there to help. In
their property’s value. Put simply, they can, home with outdated windows. Properties in
but the extent of the value depends on the conservation areas or listed buildings may face exciting news, the award-winning team at ESPC expert knowledge of an ever-changing market,
improvements made and the demand from limitations on the types of windows allowable, Mortgages are delighted to announce the along with close relationships with lenders and
and appeal to prospective buyers. while sash windows may need to be upgraded appointment of brand-new mortgage adviser, access to thousands of mortgage products,
allowing them to source the most appropriate
Lisa Bell.
with care to preserve their character. solution for you. Not only that, but they will
Here are some of the most impactful eco also carry out all the application admin of
upgrades, and how they can enhance your Solar Panels Based alongside the existing team of Paul your behalf, taking the stress away from you
home’s appeal (and value). Solar panels can reduce energy bills Demarco and David Lauder at the ESPC throughout the mortgage process.
Property Information Centre on Edinburgh’s
and generate income, meaning homes George Street, Lisa is available for independent,
Electric Vehicle Chargers with them are often valued higher (although specialist mortgage advice. Get mortgage advice today
As electric vehicles become more visual impact and system lifespan can influence ESPC Mortgages is a team of independent
popular, having an EV charger the final figure). This popular upgrade typically Before gaining her qualifications as a mortgage advisers based in Edinburgh. With
installed is becoming more necessity than costs between £4,000 and £8,000 to install a mortgage adviser, Lisa worked alongside the many years of experience, they are well-placed
luxury. Installing an EV charger can be an standard system, while Government incentives ESPC Mortgages team as the administrator, to help you purchase your first property. Get
easy, affordable upgrade; installation costs allow homeowners to sell surplus energy back and so already has in-depth knowledge and in touch with the team on 0131 253 2920 or
range between £500 and £1,200, while to the grid, offsetting the costs. experience of working within the field. fsenquiries@espc.com.
Government schemes can offer financial
assistance, typically covering up to 75% of Heat Pumps
the cost (up to £350). Lisa Bell comments, “I am delighted to be joining
As the Government phases out gas the team at ESPC Mortgages in a new role. I have
boilers, heat pumps are becoming long admired the work that David and Paul do
Smart Energy Systems increasingly essential. Homes with them with the vast array of buyers and homeowners
Installing easy-to-use smart meters are seen as futureproof, with the potential that turn to ESPC Mortgages for advice at the
allows homeowners to track energy to increase value by 5-10%. Air source heat most crucial of life stages, and I am very much
usage and reduce waste, making them one pumps typically cost between £7,000 and looking forward to offering my own services to
of the easiest ways to add appeal, especially £13,000 to install, while ground source heat those looking for independent mortgage advice.
with buyers who prioritise sustainability. pumps costs range from £15,000 to £30,000 Helping someone to achieve their dream of
– however, Government grants are available. homeownership is an exciting prospect and one
I’m hugely looking forward to.”

By making thoughtful eco-friendly improvements, homeowners can reduce their
environmental impact while increasing their property’s appeal and market value.
The information contained in this article is provided in good faith. Whilst every care has been taken in the preparation of the information, no
responsibility is accepted for any errors which, despite our precautions, it may contain.
The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages’ charges for mortgage advice
For more from Ralph Sayer, visit ralphsayer.com or call 0131 225 5567 are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR
OTHER LOANS SECURED AGAINST IT.
26 | espc.com espc.com | 27