Page 2 - ESPC_Jan25
P. 2

Contents

                                                                                                       32




       When is my Will out of date?                                                                                               42  NEW YEAR, NEW HOUSEPLANTS WITH


                                                                                                                                     DOBBIES  What houseplants people can
                                                                                                                                     find at the garden centre in the new year,
                                                                                                                                     and the benefits of bringing greenery
        When I move house?                                                                                                           indoors
        Your Will remains valid as long as your address is correct at the time it is signed.
                                                                                                                                  44  CREATING A SLEEP SANCTUARY
                                                                                                                                     Catching ZZZs isn’t always that easy – so
        When I get married?                                                                                                          here’s how to transform your sleep space
        Your Will is not invalidated by getting married, but you may wish to consider       ADVICE                                   into a place of calm rest
        if you now wish to change the distribution of your estate.
                                                                                            8   2025: PREDICTIONS  FOR THE YEAR
                                                                                               AHEAD  ESPC’s CEO, Paul Hilton, shares
        When I get divorced?                                                                   his thoughts on what we might see    AREAS
        Any reference to your ex within your Will automatically becomes invalid once           over the next 12 months            24  EAST LOTHIAN’S PROPERTY HOTSPOTS
        you divorce, so you should review your Will to ensure you have an acceptable                                                 We share the most popular places to
        alternative in place.                                                               12   RENOVATING FOR RESALE  Insights into   purchase
                                                                                               the renovations that help to increase your
        When I have children?                                                                  home’s value                       DREAM HOMES
        Any child born after the date of your Will can have your Will made void.            16   WHAT’S GOING TO HAPPEN IN THE
        You should review your Will and update it to ensure you take into account              MORTGAGE MARKET IN 2025?  Some     5   A PRIME ADDRESS  This elegant West
        any changes to your wishes after their arrival.                                        predictions for the 2025 mortgage and   End apartment offers refined living in an
                                                                                               property market                       exclusive address
        When I acquire new assets?                                                          18   HOW TO INVEST IN PROPERTY IN 2025    20  FEELS LIKE FOREVER  This sumptuous
        Your Will deals with all of the assets you own on the day you die and does not         How to create a property portfolio    family home in a famous Midlothian
        need to include an itemized list.  You would only need to update your Will if you                                            village might be the one for you
        would like your new assets to pass to someone who is not already mentioned in       28   OVER THE BORDER LINE  If you’re
        your Will.                                                                             planning a move across the border   38   LOCATION, LOCATION, LOCATION  A
                                                                                               in 2025, here’s how to make it more   pair of ‘serial renovators’ found their ideal
        When I buy a property abroad?                                                          seamless                              fixer-upper on the outskirts of Edinburgh,
        If you are still domiciled in Scotland at the time of your death, your Scottish                                              using ESPC
        Will can deal with the distribution of foreign assets in many circumstances.        INTERIORS
        You should speak to your Scottish solicitor as well as a solicitor in the country                                         NEWS
        where the property has been bought, to review your situation.                       32   MOCHA MOUSSE  Style your home
                                                                                               inspired by Pantone’s Colour of the    14   HOUSE PRICE REPORT: DECEMBER 2024
                                                                                               Year for 2025: the decadent and inviting   A look at the local property market over
                                                                                               Mocha Mousse                          the last three months
       Contact our Private Client department to discuss your requirements on:               34  EVERYTHING YOU NEED FOR THE       30  A HELPING HAND  How ESPC’s charity
         0131 622 2626         mpm@vmh.co.uk                                                   COSIEST LIVING ROOM EVER  Ten expert   partner, Rock Trust, is supporting young
                                                                                               tips to create a snug haven from John   people experiencing homelessness in your
                                                                                               Lewis & Partners                      local area
       vmh.co.uk
   2  |  espc.com                                                                                                                                              espc.com  |  3
   1   2   3   4   5   6   7