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 When is my Will out of date?                 42  NEW YEAR, NEW HOUSEPLANTS WITH


                                                 DOBBIES  What houseplants people can
                                                 find at the garden centre in the new year,
                                                 and the benefits of bringing greenery
 When I move house?                              indoors
 Your Will remains valid as long as your address is correct at the time it is signed.
                                              44  CREATING A SLEEP SANCTUARY
                                                 Catching ZZZs isn’t always that easy – so
 When I get married?                             here’s how to transform your sleep space
 Your Will is not invalidated by getting married, but you may wish to consider    ADVICE  into a place of calm rest
 if you now wish to change the distribution of your estate.
        8   2025: PREDICTIONS  FOR THE YEAR
           AHEAD  ESPC’s CEO, Paul Hilton, shares
 When I get divorced?  his thoughts on what we might see    AREAS
 Any reference to your ex within your Will automatically becomes invalid once   over the next 12 months  24  EAST LOTHIAN’S PROPERTY HOTSPOTS
 you divorce, so you should review your Will to ensure you have an acceptable   We share the most popular places to
 alternative in place.  12   RENOVATING FOR RESALE  Insights into   purchase
           the renovations that help to increase your
 When I have children?  home’s value          DREAM HOMES
 Any child born after the date of your Will can have your Will made void.    16   WHAT’S GOING TO HAPPEN IN THE
 You should review your Will and update it to ensure you take into account    MORTGAGE MARKET IN 2025?  Some   5   A PRIME ADDRESS  This elegant West
 any changes to your wishes after their arrival.  predictions for the 2025 mortgage and   End apartment offers refined living in an
           property market                       exclusive address
 When I acquire new assets?  18   HOW TO INVEST IN PROPERTY IN 2025    20  FEELS LIKE FOREVER  This sumptuous
 Your Will deals with all of the assets you own on the day you die and does not   How to create a property portfolio  family home in a famous Midlothian
 need to include an itemized list.  You would only need to update your Will if you   village might be the one for you
 would like your new assets to pass to someone who is not already mentioned in   28   OVER THE BORDER LINE  If you’re
 your Will.  planning a move across the border   38   LOCATION, LOCATION, LOCATION  A
           in 2025, here’s how to make it more   pair of ‘serial renovators’ found their ideal
 When I buy a property abroad?  seamless         fixer-upper on the outskirts of Edinburgh,
 If you are still domiciled in Scotland at the time of your death, your Scottish    using ESPC
 Will can deal with the distribution of foreign assets in many circumstances.    INTERIORS
 You should speak to your Scottish solicitor as well as a solicitor in the country   NEWS
 where the property has been bought, to review your situation.  32   MOCHA MOUSSE  Style your home
           inspired by Pantone’s Colour of the    14   HOUSE PRICE REPORT: DECEMBER 2024
           Year for 2025: the decadent and inviting   A look at the local property market over
           Mocha Mousse                          the last three months
 Contact our Private Client department to discuss your requirements on:   34  EVERYTHING YOU NEED FOR THE   30  A HELPING HAND  How ESPC’s charity
  0131 622 2626       mpm@vmh.co.uk  COSIEST LIVING ROOM EVER  Ten expert   partner, Rock Trust, is supporting young
           tips to create a snug haven from John   people experiencing homelessness in your
           Lewis & Partners                      local area
 vmh.co.uk
 2  |  espc.com                                                            espc.com  |  3
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